Social Security at Risk? Payments May End by April, Expert Says

The former head of the Social Security Administration (SSA) is sounding the alarm over proposed budget cuts that he claims could lead to a complete system failure, disrupting benefits for millions of Americans.

“Ultimately, you’re going to see the system collapse, and there will be an interruption of benefits,” said Martin O’Malley, former Social Security commissioner under the Biden administration, in an interview with CNBC. “I think that will happen within the next 30 to 90 days.”

O’Malley, who previously served as governor of Maryland from 2007 to 2015, urged beneficiaries to start preparing now. He attributed the looming crisis to reductions in funding and staffing implemented by Elon Musk’s Department of Government Efficiency (DOGE), which has already begun restructuring the SSA.

Impact of Potential Cuts on Social Security

More than 72.5 million Americans depend on Social Security benefits, with nearly 90% of seniors relying on the program for financial support. Social Security has functioned without missing a single payment in over 80 years, but these proposed cuts may put that record at risk.

Under DOGE’s cost-cutting measures, the SSA recently announced “significant workforce reductions” as part of an agency-wide restructuring. While an anonymous source told the Associated Press that as much as 50% of the workforce could be cut, the SSA has officially denied this claim. Instead, the agency stated it plans to reduce staff from 57,000 employees to a target of 50,000, offering buyouts before beginning layoffs on March 14.

Adding to concerns, DOGE has also revealed plans to close 45 SSA offices across the country by allowing their leases to expire.

Political Backlash and Public Reaction

O’Malley predicted a fierce political backlash if Americans who have paid into the system their entire lives see their benefits disrupted.

“People are going to start bringing a lot of heat to members of Congress who have been enabling the destruction of Social Security and the interruption of earned benefits,” he said.

Social Security remains one of the most widely supported government programs, making attempts to alter it politically risky. Democrats have seized on the issue, accusing the Trump administration and DOGE of attempting to dismantle the program.

During a recent press conference, Senate Majority Leader Chuck Schumer, alongside Senators Patty Murray and Ron Wyden, condemned the proposed changes.

“It is hard to believe that the Trump administration wants to cut Social Security, but that’s what’s happening,” Schumer stated. “We’re in a pincer move that shows just what they’re up to.”

House Democrats echoed similar concerns. “The Trump administration is putting Social Security benefits at risk by firing the staff who help beneficiaries and closing down the offices that serve communities across the country,” House Minority Leader Hakeem Jeffries said in a statement.

What Beneficiaries Can Do Now

With potential disruptions looming, experts recommend beneficiaries take proactive steps:

  • Monitor Official Communications: Stay updated on SSA notices and announcements.
  • Explore Alternative Financial Plans: Consider savings or emergency funds as a temporary safety net.
  • Contact Your Representatives: Express concerns about potential service cuts and advocate for protecting Social Security benefits.

FAQ: Understanding the Potential Social Security Crisis

1. Will Social Security payments stop completely?

There is no official confirmation that payments will stop entirely, but former SSA Commissioner Martin O’Malley warns that benefit interruptions are a strong possibility if budget cuts are implemented as planned.

2. Who will be affected by SSA workforce reductions?

The SSA has stated it will reduce staffing levels from 57,000 to 50,000. This could impact service times, delays in processing benefits, and access to in-person assistance.

3. Are SSA office closures confirmed?

Yes, DOGE has announced plans to close 45 SSA offices by allowing leases to expire, which could limit access to in-person support for beneficiaries.

4. Can Congress stop these changes?

Lawmakers from both parties could intervene, but whether they will act remains uncertain. Public pressure on elected officials could influence their decisions.

5. What can I do if I rely on Social Security benefits?

Beneficiaries should stay informed through SSA announcements, explore financial backup plans, and consider reaching out to elected officials to voice their concerns.

The coming months will be critical in determining the fate of Social Security and its millions of beneficiaries. Whether the proposed cuts proceed as planned or face resistance remains to be seen, but for now, recipients are urged to stay informed and prepare for potential disruptions .

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